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All agents are NOT alike. My clients always mention my willingness to go the extra mile. Call me, and find out how I can help you: 541-515-1755.
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Find Out About the Latest Homes for Sale First! I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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Allow me to Introduce you to Lane County Real Estate... Eugene, Springfield, Creswell, Cottage Grove, & Junction City! Specializing from Luxury homes to 1st time home buyers!  Buying and selling a home is one of the biggest events in your life. As a top Lane County real estate agent, I take pride in giving my clients a wealth of insider information on Eugene homes, Springfield homes, Creswell homes, Cottage Grove and Pleasant Hill based on years of living in the area and enjoying all that Lane County has to offer. I hope you'll contact me with any questions you might have, real estate or otherwise in Lane County. I've created this site to help you make important decisions to buying or selling a home in Lane County, Oregon. I offer all services on this site for free and without obligation. From this site, you can browse listings for Homes for sale in Eugene, Homes for sale in Springfield, Homes for sale in Creswell, Cottage Grove, Pleasant Hill, Veneta and Elmira, or sign up to get listings before you'll find them anywhere else. You can also use this site to get to know our community and schools, or, if you're a seller, calculate the value of your home. If you would like my Lane County relocation package sent to you free of charge, just click on local resources. No website can match the benefits of working one-on-one with a good real estate agent. My clients repeatedly express their appreciation for my expertise, integrity, and genuine concern in their home-buying or selling process. This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job, and I love it.
Your Top Lane County Real Estate Agent...Sherri Smith   |  | | | Real Estate in Beautiful Eugene!! | |
Good News for 1st time home buyers or anyone looking for a home in a Rural Area!! Effective January 20, 2009, the USDA rural home loan will have only 2 categories of income limits. Households of 1 -4 and 5 – 8. Income limits for a 1 to 4 person family will be $70,750 and 5 to 8 will be $93,400. Remember – 100% financing – No mortgage insurance! First time home buyers...Get your $8,000 Tax Credit this year if you purchase a home by April 14th!! Call or e-mail for details!!
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
Where was the famous final airport scene in the 1942 classic "Casablanca" filmed?
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The scene where Humphrey Bogart says goodbye to Ingrid Bergman was actually shot on the east side of the Van Nuys Airport. |
See More Real Estate Trivia > |
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Sherri Smith RE/MAX Integrity 4710 Village Plaza Loop #200 Eugene, OR. 97401 Phone: 541-284-8083 Fax: 541-868-8295 Email: sherrismith@NUMBER1EXPERT.com
Sherri Smith broker - Common Name, Uncommon Service. When you have a real estate need, I want you to feel comfortable calling me with any questions. Whether the questions are about real estate, your home or the Community. I work with honesty and integrity. Each customer brings new opportunities and relationships. I look forward to meeting with you and helping you find your future home, property investment, or the opportunity to give you a FREE no obligation consultation on the sale of your home! 
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